How Can We Minimize Unexpected Financial Strain?

by | Apr 10, 2023 | Life Planning | 0 comments

What we do

Planning for the unexpected

Did you know that 52% of Americans reaching 65 will need some type of long-term care services in their lifetimes?

The solution for covering these expenses USED TO BE a long-term care policy. Long-term care insurance premiums have seen significant increases since 2000. Additionally, they are a “use it or lose it” type of program. A better alternative to long-term care insurance is a chronic illness rider on a life insurance policy.

They can help minimize unexpected financial strain due to a chronic illness by providing access to funds while LIVING. This new generation of life insurance provides access to your death benefit as an income stream. Through this “living benefit rider” or chronic illness rider, you can protect your retirement assets from some of life’s unexpected expenses, like having a chronic illness.

Watch Chris’ story about his courageous battle with cancer and how the Quality of Life Insurance Solutions, with Living Benefits, made a HUGE difference… for both him AND for his family —

We never know when the UNEXPECTED will happen, so call Team TEMPRA today and schedule your appointment. We are here to help you minimize the strain of what happens AFTER the unexpected.

~ Tempra

Tempra Mosley

Life Planner

“The process of planning for the unexpected begins with a conversation. I want to get to know you – your dreams, your goals, your passions. I want to know what makes you who you are. My goal is to listen, then help you design a plan that aligns with all these things as well as your budget.”

 Tempra Mosley is the CEO of Tempra Insurance, a life planner and financial consultant. Reach her at 800-385-0544 or at